Terms and Conditions

1. Acceptance of Terms

By accessing or using the Website, you confirm that you have read, understood, and agree to be legally bound by these Terms, together with our Privacy Policy, which is incorporated into these Terms by reference. If you are using the Website on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

2. Description of Service

Calculy provides a collection of online calculators, estimation tools, and informational content covering finance, mathematics, statistics, conversions, health, sports, and other domains. All calculations are performed in your web browser. The Website does not require registration and does not store your calculation inputs or results on our servers.

We may update, modify, add, or remove calculators and features at any time, with or without notice.

3. Informational Purposes Only — No Professional Advice

The calculators, tools, formulas, results, and content on the Website are provided for general informational and educational purposes only. They are not and should not be treated as financial, tax, legal, medical, accounting, engineering, or other professional advice.

Calculator results are estimates based on the inputs you provide and on simplifying assumptions. They may differ from actual outcomes due to changing rates, regulations, fees, rounding, and other factors. You should always verify results with an appropriate qualified professional before making any decision that could affect your finances, health, property, or legal rights.

4. Accuracy of Information

While we strive to keep all calculators, formulas, and reference data (such as interest rates, tax slabs, and currency values) accurate and up to date, we do not warrant that any information on the Website is complete, accurate, or current. Reference data may be outdated and is provided "as is." Certain calculators fetch live market data (for example, silver prices) from public third-party sources, which we do not control and for which we are not responsible.

5. Acceptable Use

You agree not to use the Website in any way that:

• violates any applicable law, regulation, or third-party right;
• interferes with, disrupts, or places an undue burden on the Website, its servers, or its infrastructure;
• attempts to gain unauthorized access to the Website, its systems, or its data;
• reproduces, scrapes, or systematically downloads the Website's content at scale without our prior written consent;
• uses the Website to distribute malware, spam, or harmful content; or
• misrepresents your identity or implies any affiliation with Calculy that you do not have.

You are solely responsible for your use of the Website and for any consequences that result from it.

6. Intellectual Property

The Website and its entire contents, including text, graphics, logos, design, layout, code, formulas, and software, are the property of Calculy or its licensors and are protected by applicable copyright, trademark, and other intellectual property laws.

You may view, download, and print content from the Website for personal, non-commercial use only. Any other use, including reproduction, modification, distribution, or republication without our prior written consent, is prohibited. Third-party trademarks and service marks appearing on the Website are the property of their respective owners.

7. Third-Party Links and Services

The Website may contain links to third-party websites and rely on third-party services (including Google Analytics, Google AdSense, Google Fonts, Tally, and public data APIs). These are provided for your convenience only. We do not control and are not responsible for the content, privacy practices, or availability of any third-party websites or services. Your use of any third-party website or service is subject to that third party's own terms and policies.

8. Disclaimer of Warranties

The Website and all content, calculators, and services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

We do not warrant that the Website will be uninterrupted, error-free, secure, or free of viruses or other harmful components, or that calculator results will be accurate or reliable.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Calculy and its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of, or inability to use, the Website, its content, or any calculator results — even if we have been advised of the possibility of such damages.

Because some jurisdictions do not allow the exclusion or limitation of certain warranties or damages, some of the above limitations may not apply to you. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

10. Indemnification

You agree to indemnify, defend, and hold harmless Calculy and its owners, employees, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Website, your violation of these Terms, or your violation of any rights of a third party.

11. Termination

We may, in our sole discretion, suspend or terminate your access to all or part of the Website, at any time and without notice, if you breach these Terms or if we reasonably believe such action is necessary to protect the Website or others. Provisions of these Terms that by their nature should survive termination shall survive, including the disclaimers, limitations of liability, and indemnification.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any dispute arising out of or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of India.

If any provision of these Terms is held to be invalid or unenforceable, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.

13. Changes to These Terms

We may revise these Terms from time to time. When we do, we will update the "Last updated" date at the top of this page. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

14. Contact Us

If you have any questions about these Terms, please contact us: