National Pension System (NPS) Calculator

Calculate your NPS corpus, lump sum withdrawal, and monthly pension. Plan your retirement with tax benefits and professional fund management.

National Pension System (NPS) Calculator

Monthly Investment (₹):

Current Age:

Retirement Age:

Expected Annual Return (%):

Annuity Rate (%):

Tax Rate (%):

About This Calculator

National Pension System (NPS) is a government-sponsored pension scheme that provides retirement income through a combination of lump sum withdrawal and monthly pension.

Our NPS calculator helps you plan your retirement by calculating the corpus, lump sum withdrawal (60%), and monthly pension from annuity (40%).

NPS Key Features:

Investment Options: Equity, Corporate Bonds, Government Securities
Fund Managers: Professional fund management
Withdrawal: 60% lump sum + 40% annuity at maturity
Partial Withdrawal: Allowed after 3 years for specific purposes
Tax Benefits: Additional deduction under Section 80CCD(1B)

NPS Benefits:

Market-linked Returns: Potential for higher returns
Low Cost: Minimal fund management charges
Flexibility: Choice of investment options and fund managers
Portability: Transferable across jobs and locations
Government Support: Co-contribution for government employees

Features:

Calculate NPS corpus and pension
Lump sum and annuity breakdown
Tax savings calculation
Visual growth projection
Shareable calculation links