Fixed Deposit (FD) Calculator

Calculate your Fixed Deposit maturity amount with different compounding frequencies. Visual charts and shareable calculations included.

Fixed Deposit (FD) Calculator

About This Calculator

A Fixed Deposit (FD) is a financial instrument provided by banks which provides investors with a higher rate of interest than a regular savings account, until the given maturity date.

Our FD calculator uses compound interest formula to calculate the maturity amount based on different compounding frequencies - annually, half-yearly, quarterly, or monthly.

FD Formula:

Maturity Amount = P(1 + r/n)^(nt)

Where:

  • P: Principal amount
  • r: Annual interest rate
  • n: Number of times interest is compounded per year
  • t: Time period in years

Features:

  • Multiple compounding frequency options
  • Visual growth chart
  • Quarterly breakdown table
  • Shareable calculation links
  • Auto-calculation from URLs

Compounding Frequencies:

  • Annually: Interest compounded once per year
  • Half-Yearly: Interest compounded twice per year
  • Quarterly: Interest compounded four times per year
  • Monthly: Interest compounded twelve times per year