Lump Sum Investment Calculator

Lump sum investment involves investing a large amount of money at once rather than spreading it over time. Our calculator helps you understand how your one-time investment can grow through the power of compound interest.

This is ideal for investors who have received a bonus, inheritance, or have accumulated savings and want to invest it all at once for long-term wealth creation.

Lump Sum vs SIP:

• Lump Sum Advantages: Full market exposure, no timing risk
• SIP Advantages: Rupee cost averaging, disciplined investing
• Market Timing: Lump sum works well in rising markets
• Risk Factor: Higher risk due to single entry point

Best Time for Lump Sum:

• Market Correction: When markets are down
• Long-term Horizon: 5+ years investment period
• Surplus Funds: Money not needed immediately
• Low Valuations: When markets are undervalued

Investment Options:

• Equity Mutual Funds: Higher returns, higher risk
• Debt Funds: Stable returns, lower risk
• Hybrid Funds: Balanced approach
• Index Funds: Market returns at low cost

Features:

• Calculate compound growth on lump sum
• Visual investment growth chart
• Yearly breakdown analysis
• Total return percentage calculation
• Shareable investment projections