Public Provident Fund (PPF) Calculator

Public Provident Fund (PPF) is a long-term savings scheme backed by the Government of India. It offers attractive interest rates with complete tax exemption under EEE (Exempt-Exempt-Exempt) status.

Our PPF calculator helps you plan your 15-year investment journey, calculate maturity amount, and understand the tax benefits you can avail.

PPF Key Features:

• Lock-in Period: 15 years (extendable in blocks of 5 years)
• Investment Limit: Minimum ₹500, Maximum ₹1,50,000 per year
• Interest Rate: Currently 7.1% per annum (reviewed quarterly)
• Tax Benefits: Deduction under Section 80C
• Tax-free Returns: Interest and maturity amount are tax-free

PPF Benefits:

• Triple Tax Benefit: Investment, interest, and maturity are tax-free
• Partial Withdrawal: Allowed from 7th year onwards
• Loan Facility: Available from 3rd to 6th year
• Government Backing: Sovereign guarantee
• Nomination: Facility available

Features:

• 15-year investment planning
• Tax savings calculation
• Visual growth chart
• Yearly breakdown analysis
• Shareable calculation links