Take Home Pay Calculator
Calculate your take-home pay after tax deductions from hourly wages. Free online take-home pay calculator with detailed breakdowns, charts, and annual projections.
About This Calculator
The Take Home Pay Calculator helps you estimate your net income after tax deductions based on your hourly wage and weekly work hours. Whether you are a full-time employee, part-time worker, or freelancer, understanding your take-home pay is essential for budgeting, expense planning, and financial decision-making.
The calculator uses a straightforward formula: gross pay equals hours worked multiplied by your hourly rate. It then applies an estimated tax rate that you can adjust to match your specific tax situation. The results show your weekly gross pay, estimated tax deduction, net take-home pay, and annual projections based on a 52-week work year.
Regional Notes
India: Under the new tax regime (FY 2025-26), income up to 4 lakh is tax-free, with progressive rates from 5% to 30% on higher slabs plus 4% health and education cess. The old regime allows deductions under Section 80C (up to 1.5 lakh), 80D (health insurance), and HRA exemptions but has higher rates starting at 5% above 2.5 lakh.
United States: Federal income tax uses progressive brackets from 10% to 37% for 2025. Most employees also pay 7.65% FICA tax (6.2% Social Security + 1.45% Medicare). State income taxes vary by state from 0% to 13.3%. Use the tax rate field to combine federal, FICA, and state taxes for a more accurate estimate.
United Kingdom: Income tax is charged at 20% (basic rate), 40% (higher rate), and 45% (additional rate) on earnings above the personal allowance of 12,570. Employees also pay National Insurance at 8% on earnings between 12,570 and 50,270, and 2% above that. The calculator's tax rate can be set to reflect your combined tax and NI rate.
Frequently Asked Questions
How does the Take Home Pay Calculator work?
Enter your hours worked per week and hourly rate. The calculator computes your gross pay, subtracts an estimated tax rate to give your net take-home pay, and shows annual projections. You can adjust the tax rate to match your actual tax situation.
What is the difference between gross pay and take-home pay?
Gross pay is your total earnings before any deductions. Take-home pay (net pay) is what you actually receive after income tax, National Insurance (UK), Social Security and Medicare (US), or other statutory deductions are subtracted.
How do I estimate my tax rate?
In India, the new tax regime has 0% up to 4 lakh, then 5-30% for higher incomes. In the US, federal income tax brackets are 10-37% plus 7.65% FICA. In the UK, income tax is 20-45% plus 8-2% National Insurance. Start with the default rate and adjust it based on your tax bracket.
Is the Take Home Pay Calculator free?
Yes, it is completely free to use with no registration or account required. You can use it as many times as you need.
Can I share my calculation results?
Yes, the URL automatically saves your inputs so you can share the exact calculation with others. Simply copy the URL from your browser after calculating.
How does the calculator handle part-time work?
The calculator works for any number of hours per week. Enter your actual weekly hours and hourly rate to get your weekly and annual take-home pay estimates for part-time, full-time, or freelance work.
Does the calculator account for deductions other than income tax?
The estimated tax rate is a combined rate that can include income tax and other payroll deductions. Adjust the percentage higher to account for Social Security, Medicare, National Insurance, or other local taxes to get a more accurate take-home estimate.