Real Estate Investment Calculator

Real estate investments provide returns through two main sources: capital appreciation and rental income. Our calculator helps you analyze both components to understand your total return on investment.

The calculator considers property appreciation, rental income, maintenance costs, and holding period to provide comprehensive ROI analysis for real estate investments.

Return Components:

• Capital Appreciation: Increase in property value over time
• Rental Income: Monthly rental income from tenants
• Rental Yield: Annual rental income as % of property value
• Total Returns: Combined appreciation and rental income

Investment Considerations:

• Location: Prime locations typically appreciate faster
• Property Type: Residential vs commercial properties
• Maintenance Costs: Annual upkeep and repair expenses
• Vacancy Risk: Periods without rental income
• Liquidity: Real estate is less liquid than other investments

Tax Implications:

• Rental Income: Taxable under "Income from House Property"
• Capital Gains: LTCG (20% with indexation) after 3 years
• Depreciation: Can claim depreciation on property value
• Home Loan Interest: Deductible from rental income

Rental Yield by City:

• Tier 1 Cities: 2-4% (Mumbai, Delhi, Bangalore)
• Tier 2 Cities: 3-5% (Pune, Hyderabad, Chennai)
• Tier 3 Cities: 4-6% (Smaller cities and towns)

Features:

• Property appreciation and rental income analysis
• Rental yield calculation
• Annualized return computation
• Maintenance cost consideration
• Visual performance tracking