Texas Tax Calculator (US)
Calculate your total tax burden as a Texas resident including federal income tax, FICA, and property tax. Texas has no state income tax. Get instant results with charts.
Note: Texas has no state income tax. This calculator estimates federal income tax, FICA (Social Security & Medicare), and optional property tax.
About This Calculator
The Texas Tax Calculator (US) helps residents estimate their total tax burden, including federal income tax, FICA (Social Security and Medicare), and optional county-based property tax. Texas is one of nine U.S. states with no state income tax, which this calculator prominently reflects with a $0 state income tax line in the results.
Federal income tax is calculated using the progressive 2025 IRS brackets (10%-37%) after applying the standard deduction based on your filing status ($15,000 for single, $30,000 for married filing jointly, $22,500 for head of household). FICA is computed at 7.65% of gross income (6.2% Social Security up to $176,100, plus 1.45% Medicare with no cap). Property tax is estimated using the Texas average effective rate of 1.69%, or you can enter your county's specific rate.
This calculator is designed for Texas residents and those considering relocating to Texas who want to understand its tax-friendly reputation. The results clearly show that while Texas has no income tax, property taxes are relatively high compared to other states.
Frequently Asked Questions
Does Texas have a state income tax?
No, Texas does not have a state income tax. It is one of nine U.S. states with no state income tax. However, Texas residents still pay federal income tax, FICA (Social Security and Medicare), and property taxes.
What taxes do Texas residents pay?
Texas residents pay federal income tax at progressive rates from 10% to 37%, FICA taxes at 7.65% (6.2% Social Security plus 1.45% Medicare), and property taxes that vary by county with an average effective rate of approximately 1.69%. Texas also has a state sales tax of 6.25% plus local options up to 2%.
How is federal income tax calculated in Texas?
Federal income tax for Texas residents uses the same progressive brackets as all U.S. states. Your taxable income is your adjusted gross income minus the standard deduction ($15,000 for single filers in 2025). The remaining amount is taxed across brackets: 10%, 12%, 22%, 24%, 32%, 35%, and 37%.
What is the average property tax rate in Texas?
The average effective property tax rate in Texas is approximately 1.69% of the assessed home value, making it one of the highest property tax states in the U.S. Rates vary significantly by county, ranging from about 1.2% to over 2.2%. There is no state-level property tax in Texas.
How much is FICA tax in Texas?
FICA tax in Texas is 7.65% of your gross income, consisting of 6.2% for Social Security (up to the annual wage base of $176,100 in 2025) and 1.45% for Medicare (with no wage cap). Employers typically withhold this automatically from your paycheck.
What is the Texas sales tax rate?
The Texas state sales tax rate is 6.25%. Local jurisdictions (cities, counties, and special-purpose districts) can add up to 2%, making the maximum combined rate 8.25%. Some items like groceries and prescription drugs are exempt from Texas sales tax.
How do Texas taxes compare to other states?
Texas is one of nine states with no income tax, which makes it attractive for high earners. However, it has relatively high property taxes averaging 1.69% and a combined state-local sales tax rate up to 8.25%. The overall tax burden is generally considered moderate compared to high-tax states like California or New York.
Can I deduct Texas property tax on my federal return?
Yes, you may deduct Texas property taxes on your federal income tax return if you itemize deductions. However, the state and local tax (SALT) deduction is capped at $10,000 ($5,000 if married filing separately) for the combination of property taxes and either state and local income taxes.