HEALS Act Stimulus Calculator (US)

Calculate your estimated HEALS Act stimulus payment based on filing status, income, and dependents. The HEALS Act proposed $1,200 per individual and $1,000 per dependent with phaseout analysis.

Estimate your HEALS Act stimulus payment

About This Calculator

The HEALS Act (Health, Economic Assistance, Liability Protection and Schools Act) was a $1 trillion COVID-19 relief package proposed by Senate Republicans in July 2020 as a counterproposal to the HEROES Act passed by the House. It aimed to provide continued financial assistance to Americans during the pandemic through direct stimulus payments, enhanced unemployment benefits, and legal protections for businesses and schools.

This calculator estimates the direct stimulus payment you would have received under the HEALS Act proposal. The payment structure includes a $1,200 base amount for single filers and heads of household ($2,400 for married couples filing jointly), plus an additional $1,000 per dependent with no age restriction and no cap on the number of dependents. Unlike the CARES Act which limited dependent benefits to children under 17, the HEALS Act expanded eligibility to all dependents including college students and elderly relatives.

Payments phase out for higher-income households. The phaseout begins at $75,000 of adjusted gross income for single filers and heads of household, and at $150,000 for married couples filing jointly. For every dollar of income above the threshold, the stimulus payment is reduced by 5 cents (5% of the excess). The HEALS Act kept the same $1,200 base payment and income thresholds as the CARES Act but doubled the dependent benefit amount and removed the age restriction.

Frequently Asked Questions

What is the HEALS Act?

The Health, Economic Assistance, Liability Protection and Schools (HEALS) Act was a $1 trillion COVID-19 relief package proposed by Senate Republicans in July 2020. It proposed direct stimulus payments of $1,200 per individual, reduced the federal unemployment bonus to $200 per week, and included liability protections for businesses and schools.

How much stimulus payment would I get under the HEALS Act?

Under the HEALS Act, eligible individuals would receive $1,200 ($2,400 for married couples filing jointly), plus $1,000 per dependent of any age. Unlike the HEROES Act, there is no cap on the number of dependents and no maximum household benefit cap. Payments phase out by 5% of income above $75,000 ($150,000 for married couples).

How does the HEALS Act stimulus phaseout work?

The HEALS Act stimulus payment is reduced by 5% of your income exceeding the threshold. For single filers and heads of household, the phaseout begins at $75,000 of adjusted gross income. For married couples filing jointly, the phaseout begins at $150,000. If your income is high enough that the reduction exceeds your total benefit, you receive no payment.

How are dependents counted in the HEALS Act?

The HEALS Act proposed $1,000 per dependent with no age restriction and no cap on the number of dependents. This was a key difference from the CARES Act which only provided $500 per child under 17. Under the HEALS Act, all dependents including college students, elderly relatives, and disabled adults would qualify for the $1,000 dependent payment.

Who is eligible for the HEALS Act stimulus payment?

Eligibility for the HEALS Act stimulus mirrors the CARES Act structure: U.S. residents with a valid Social Security number who are not claimed as a dependent on someone else's tax return. The payment amount depends on your filing status (single, married filing jointly, or head of household), adjusted gross income, and number of qualifying dependents.

What filing status should I use?

Use the same filing status you use on your federal tax return. Single filers get a $1,200 base payment. Married couples filing jointly receive $2,400. Heads of household receive $1,200. The income phaseout threshold is $75,000 for single and head of household filers, and $150,000 for married couples filing jointly.

How does the HEALS Act differ from the CARES Act?

The HEALS Act kept the same $1,200 per adult payment as the CARES Act but changed the dependent benefit from $500 per child under 17 to $1,000 per dependent of any age. The HEALS Act also proposed reducing the federal unemployment bonus from $600 to $200 per week and added liability protections that were not in the CARES Act.

Did the HEALS Act become law?

The HEALS Act was proposed by Senate Republicans in July 2020 but was not enacted into law. Negotiations between Republicans and Democrats continued through the summer and fall of 2020, eventually leading to the Consolidated Appropriations Act of 2021 which provided $600 stimulus payments in December 2020. This calculator helps you understand what your payment would have been under the HEALS Act proposal.