Choosing between SIP (Systematic Investment Plan) and Fixed Deposits is a common dilemma for investors. Our calculator helps you compare both options based on your investment amount, expected returns, and time horizon.

While FDs offer guaranteed returns, SIPs have the potential for higher returns through equity market exposure. This calculator shows you the difference in wealth creation over your investment period.

SIP vs FD Comparison:

• SIP Advantages: Higher potential returns, inflation beating, tax efficiency
• FD Advantages: Guaranteed returns, capital protection, predictable income
• Risk Factor: SIP has market risk, FD has inflation risk
• Liquidity: Both offer good liquidity options

Investment Considerations:

• Time Horizon: Longer periods favor SIP due to compounding
• Risk Tolerance: Conservative investors may prefer FD
• Inflation Impact: SIP better protects against inflation
• Tax Implications: SIP offers better tax efficiency

Features:

• Side-by-side comparison of SIP vs FD
• Visual return comparison charts
• Winner determination based on returns
• Detailed analysis of both options
• Investment recommendation insights